【防詐騙宣導】認識最常見的詐騙方法
【Anti-fraud promotion】Understand the most common fraud methods


如今，人們需要更加意識到網絡欺詐，並設法遠離它們。他們不應該盲目地聽從陌生人的訓示，無論是在網上還是在電話上進行任何交易。在任何情況下，他們都不得洩露個人身份或資訊。
People need to be more conscious of online frauds these days and try to keep them at bay. They shouldn’t blindly follow strangers’ instructions either online or over the phone to perform any transactions. Under no circumstances should they give away their personal ID or information.
認識最常見的13種詐騙方法：
Learn about the 13 most common scams:
1.詐騙集團冒用銀行電話通知你信用卡被盜用
Using a fake bank phone number and saying that your credit card has been stolen
詐騙實例說明：詐騙集團假裝是銀行行員跟你說你的信用卡被盜刷，還要你提供個人資訊來核對資料，並且提供假電話給你報警，你將一步步踏入陷阱。
Fraud example: Fraudsters pretend to be bank clerks and tell you that your credit card has been stolen. They also ask you to provide personal information to verify the data and provide a fake phone number for you to call the police. You will step into the trap step by step.
2.網路拍賣、購物，用先匯款後出貨的理由來詐騙買家
Enticing people into transferring before shipment to defraud buyers for online auction and shopping
詐騙實例說明：透過網路拍賣平臺、Facebook販售商品，要求買家先匯款再出貨，一開始都正常出貨，後來金額越來越大就不出貨了，賣家跑路！
Fraud example: Selling goods through online auction platforms and Facebook, requiring buyers to remit payment before delivery. At first, the goods were delivered normally, but later when the amount became too large, they stopped delivering the goods and the seller ran away!
3.以中六合彩獎項來詐欺
Telling people they have won Mark Six
詐騙實例說明：歹徒假裝通知你中2億，需先繳交90萬的稅金，就能拿到2億元。如果因貪心就很可能上當付款，最後損失慘重。
Fraud example: The criminal pretends to inform you that you have won 200 million yuan. You need to pay 900,000 yuan in taxes first, and then you can get the 200 million yuan. If you are greedy, you are likely to be deceived into paying and end up suffering heavy losses.
4.假冒中華電信語音催繳帳款方式騙財
Faking Chunghwa Telecom’s voice call pressing for money
詐騙實例說明：詐騙集團利用語音電話向民眾通知逾期未繳電話費，要求依照語音指示付款引誘你付款上當。
Fraud example: Fraud groups use voice calls to notify the public of overdue phone bills and ask them to pay according to voice instructions to lure you into paying.
5.網路援交方式詐欺
Offering compensated dating service
詐騙實例說明：應召業者、跑單幫、缺錢女大生最常利用援交拉客方式來詐騙，通常會說不收現金、只收點數，要你到超商購買點數提供序號給他，這就是詐騙！
Fraud examples: Call girls, prostitutes, and female college students who are short of money often use compensated dating to commit fraud. They usually say that they do not accept cash, only points, and ask you to buy points at a convenience store and provide them with the serial number. This is a scam!
6.用中大獎的通知，需先付稅金才能領取獎品詐財
Reminding you to pay taxes in advance to get the grand prize you won.
詐騙實例說明：詐騙集團會打電話跟你說你中汽車第一特獎了，要先繳稅金才能領獎，千萬不要中計！
Fraud example: The fraud group will call you and tell you that you have won the first prize of a car, and you must pay taxes before you can claim the prize. Don't fall for it!
7.假冒親朋好友說有急用、要借錢周轉
Pretending to be your relatives and friends and saying that they need to borrow money for cash flow
詐騙實例說明：詐騙盜用親友照片，加你的通訊軟體(LINE、Facebook)，說有急用要借錢，建議直接打電話跟對方做確認。
Fraud example: The fraudster steals the photos of relatives and friends, adds you on communication software (LINE, Facebook), and says that they need to borrow money urgently, and suggests that you call the other party directly to confirm.
8.歹徒以電話恐嚇方式，說你的親人被綁架，要求贖金贖人
Threatening by telephone and saying that your relatives or family members were kidnapped and demanding ransom
詐騙實例說明：詐騙集團以「兒子、女兒」被綁架打給父母，讓父母立刻轉帳高額金錢以贖回子女，這時千萬要先打電話確認，千萬不要直接匯款，或報警請警方協助！
Fraud example: Fraud gangs call parents and claim their "sons or daughters" have been kidnapped, asking them to immediately transfer a large sum of money to redeem their children. At this time, you must call to confirm first, and never transfer money directly or call the police for assistance!
9.詐騙集團刊登假的徵才廣告，騙取求職者的錢
Publishing fake job advertisements to defraud job seekers of their money
詐騙實例說明：求職者找工作時，如果資方要求你要先付一筆款項、提供身分證、存摺等等物品，才能錄取你，切記千萬不要相信，你很可能會變詐騙車手。
Fraud example: When job seekers are looking for a job, if the employer asks you to pay a sum of money first, provide your ID, passbook, etc. before they hire you, remember not to believe it, as you may become a scammer.
10.詐騙集團刊登假的低利率貸款廣告，讓缺錢的人上當
Publishing fake low-interest rate loan advertisements to trick people who are short of money
詐騙實例說明：如有缺金錢，勿找廣告上奇怪的貸款、地下錢莊、來路不明的公司做借款，直接到銀行辦理才是上策。
Fraud example: If you are short of money, do not look for strange loan advertisements, underground banks, or companies of unknown origin to borrow money. The best way is to go directly to the bank.
11.詐騙集團以戶政事務所名義通知個資外洩
Notifying personal data leakage in the name of the Household Registration Office
詐騙實例說明：不論是哪個公家機關 (戶政事務所、法院)通知你任何事情，一定要先跟附近的戶政事務所確認是不是真的，千萬不要傻傻就照對方說的話、提供證件給他人。
Fraud example: No matter which public agency (household registration office, court) notifies you of anything, you must first confirm with the nearest household registration office whether it is true. Do not be foolish and just follow what the other party says and provide your documents to others.
12.詐騙集團以法院名義寄假公文傳票給你
Sending you false official documents and subpoenas in the name of the court
詐騙實例說明：法院如果要通知民眾到案，只會以書面方式通知，絕對不會以電話作為聯絡方式。公文收到後，為確保可信度，可打到相關部門做詢問確認！
Fraud example: If the court wants to notify the public to appear in court, it will only notify them in writing and will never use the phone as a means of contact. After receiving the official document, in order to ensure its credibility, you can call the relevant department for inquiry and confirmation!
13.以假買家或假客服人員，來通報購物交易平台帳號需要開通
Using fake buyers or fake customer service staff to inform that a shopping platform account needs to be opened
詐騙實例說明：於網站上PO文販賣物品，假買家上線留言欲購買，後續對方會協商使用購物平台交易，再傳訊息給告知平台上客服告知須完成相關帳號解鎖程序後，才能開通入平台款帳號及實施匯款，同時假冒客服會聯繫，給予之帳號開通網路聯結，要求操作及匯款入平台帳戶，以利帳號開通，記得網路帳號開通不會要求輸入銀行帳號及密碼，也不會要求先匯款進入平台帳戶。
Fraud example: A post is made on the website to sell items, and a fake buyer leaves a message online to purchase. The other party will then negotiate to use a shopping platform for the transaction, and then send a message to the customer service on the platform to inform them that they must complete the relevant account unlocking procedures before they can open an account to deposit into the platform and make remittances. At the same time, the fake customer service will contact them to open an Internet connection for the account they have been given, and ask them to operate and remit money into the platform account to facilitate account activation. Remember that opening an online account will not require you to enter your bank account number and password, nor will it require you to remit money into the platform account first.
如果真的不幸遇上詐騙該怎麼辦，大家要記得「3C原則」，也就是「calm（冷靜）、check（查證）、call（求助）」，接到陌生來電或訊息請務必保持冷靜，盡可能記下相關細節，再透過正規管道詢問，或撥打165反詐騙專線請求協助。日常一定要加強自身防詐意識，提高警覺，交易匯款前務必再三確認，勿輕易相信來源不明投資管道，避免受騙上當。
What should you do if you are unfortunate enough to encounter a scam? Everyone should remember the "3C Principle", which is "calm, check, call". Please stay calm when receiving an unfamiliar call or message, write down the relevant details as much as possible, and then ask through formal channels, or call the 165 anti-fraud hotline for assistance. We must strengthen our anti-fraud awareness and be vigilant in our daily lives. We must confirm again and again before making any transactions or remittances. We must not easily trust investment channels from unknown sources to avoid being deceived.
另外亦可尋求學校師長或撥打學校校安專線07-6158024請求協助。
Alternatively, you may seek assistance from school teachers or call the school security hotline 07-6158024 for assistance.